FINANCIAL PROVISIONS OF TOURIZM BUSINESS RISK MANAGEMENT
Abstract
The article is devoted to the current problems of risk management of tourism enterprises, which in their activities face specific risks that arise due to geopolitical, economic and socio-political factors. The COVID-19 pandemic has caused a serious crisis in the tourism sector, the assessment of the tourism business indicates significant losses and changes in the demand and practices of tourism enterprises. Risk management requires a comprehensive assessment of the external and internal environment of the tourism enterprise, as well as taking measures to reduce the impact and eliminate risk factors. The article presents the distribution of the totality of risks in the tourism sector into tourist and economic, it is proposed to identify types of insurance according to the type of risk. It is determined that the financial support of the tour operator's risky activities includes such methods as self-insurance, creation of a system of restrictions, restriction, dissipation.
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