DEVELOPMENT AND IMPLEMENTATION OF A MECHANISM FOR ENSURING THE SECURITY OF THE BANKING SYSTEM BASED ON INNOVATIVE METASPACE TECHNOLOGIES: RISKS, THREATS AND STABILITY INSTRUMENTS
Abstract
The scientific, methodological and applied aspects of ensuring the securi-ty of the banking system based on innovative metaspace technologies have been investigated. In the context of the digitalization of financial services and the introduction of Big Data, Blockchain, FinTech, cloud services and remote banking platforms, the banking sector receives new opportunities to increase the efficiency of risk management and financial monitoring, while cyber threats, fraud and violations of payment systems are increasing. A conceptual metaspace platform with SIEM, XDR, SOAR, Big Data, Blockchain, FinTech, AI, cloud services, API and AML/KYC systems has been proposed. An inte-grated mechanism for ensuring the security of the banking system has been de-veloped, which includes financial, organizational, technological and institution-al tools for its stabilization and contributes to financial stability, continuity of operations, data protection, risk minimization and strengthening of trust in fi-nancial institutions of Ukraine.
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