DETERMINANTS OF ENSURING THE FINANCIAL AND ECONOMIC SECURITY OF HOUSEHOLDS IN THE CONDITIONS OF LONG-LASTED WAR IN UKRAINE

Abstract

The purpose of the article is to determine the features of ensuring the financial and economic security of Ukrainian households in the conditions of a full-scale war, taking into account the indefinite term of its duration. The urgency of the work is attributed to the needs by the needs of a comprehensive study of threats to the financial and economic security of Ukrainian households and necessary countermeasures, taking into account potential new realities. The main research methods that were used: analysis and synthesis, structural-functional, statistical, historical-logical, inductive, deductive and forecasting. The results of the work are of practical importance to ensure the financial and economic security of Ukrainian households in the conditions of a long-term war. Topical issues of ensuring the financial and economic security of Ukrainian households in the conditions of a long-lasting war are considered. It is substantiated that the concept of financial and economic security of Ukrainian households needs further theoretical development as well as regulatory and legal certainty. The current financial and economic state of Ukrainian households is defined. The main threats affecting the financial and economic security of households in Ukraine are identified and analyzed. The impact of Ukraine's GDP dynamics on the state of financial and economic security of households is analyzed. The consequences of the structural deformation of GDP by final use in the first two years of war are defined. According to the results of the analysis of the data of the State Statistics Service of Ukraine, a conclusion was made about the reduction of the total number of active enterprises in Ukraine during the two years of the full-scale war. It is calculated that the living wage is lower than such a monetary criterion of poverty as the equivalent expenditure of a person below the poverty line, and tends to decrease in dollar equivalent. The positive experience of ensuring the financial and economic security of Ukrainian households in the conditions of a full-scale war was studied. Mechanisms for improving the state policy in the field of internal displacement on the territory of Ukraine to ensure the financial and economic security of internally displaced persons were considered. The concept of financial and economic security of the household under the conditions of a long-term war is defined. The need to improve the mechanism for ensuring the financial and economic security of Ukrainian households is substantiated. The prerequisites for the implementation of a strict discretionary tax-budgetary policy, which will negatively affect the financial and economic security of Ukrainian households, have been identified. The prerequisites for the implementation of a strict discretionary tax-budgetary policy, which will affect negatively the financial and economic security of Ukrainian households, have been identified. The main areas of improvement of the mechanisms for ensuring the financial and economic security of Ukrainian households in the conditions of a long-lasting war have been determined.